# First Data Testing

*You can order EMV test cards directly from the First Data Test Pack 2 available on OmniPay’s store. This pack includes a set of preconfigured test cards designed for EMV certification and integration testing, making it easy to validate transaction flows in your environment:*

<https://omnipaystore.com/product/first-data-test-pack-2/>

## Test Cards <a href="#test-cards" id="test-cards"></a>

You can use the below cards for testing with First Data.

<table data-header-hidden data-full-width="false"><thead><tr><th width="134"></th><th width="146">Card brand</th><th width="468">Card Number</th></tr></thead><tbody><tr><td><img src="https://855896703-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4UWkWFnnmVPzvJTdMtC0%2Fuploads%2Fj1z8S1YlKHqzshxd5Hfh%2FVisa%20icon.png?alt=media&#x26;token=8b73b7e6-2092-4404-8152-fa18ee7db627" alt="" data-size="original"></td><td>Visa</td><td>4005 5200 0000 0939</td></tr><tr><td><img src="https://855896703-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4UWkWFnnmVPzvJTdMtC0%2Fuploads%2FQIfaT8I2F6D6GCygtCIc%2Fmaster%20card%20icon.png?alt=media&#x26;token=c5a36c2e-7d48-4ca4-b14c-e8c4ec7488ec" alt="" data-size="original"></td><td>MasterCard</td><td>5405 0011 1111 1116</td></tr><tr><td><img src="https://855896703-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4UWkWFnnmVPzvJTdMtC0%2Fuploads%2FO4kJrV4MfKflwIfXLRxL%2FDiscover%20icon.png?alt=media&#x26;token=d365e992-ba3c-43e8-85a0-fa2d8edd8601" alt="" data-size="original"></td><td>Discover</td><td>6011 2087 0111 1117</td></tr><tr><td><img src="https://855896703-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4UWkWFnnmVPzvJTdMtC0%2Fuploads%2FW0XrjpSRtLWVj62xWxep%2FAmex%20icon.png?alt=media&#x26;token=295614cc-3c1d-4216-9667-77553d13fbe2" alt="" data-size="original"></td><td>Amex</td><td>3759 8765 4111 116</td></tr></tbody></table>

{% hint style="info" %}
To get AVS and CVV match use the following:

**Address** - 1307 Broad Hollow Road

**Zip** - 11747

**CVV** - 123

**CVV FOR AMEX** - 1234
{% endhint %}

***

## Response codes <a href="#response-codes" id="response-codes"></a>

Below you'll find a reference list to every possible response code value.

<table><thead><tr><th width="162">Response code	</th><th>Description</th></tr></thead><tbody><tr><td>000</td><td>Approve</td></tr><tr><td>001</td><td>Schema Validation Error</td></tr><tr><td>002</td><td>Approve for partial amount</td></tr><tr><td>003</td><td>Approve VIP</td></tr><tr><td>100</td><td>Do not honor</td></tr><tr><td>101</td><td>Expired card</td></tr><tr><td>102</td><td>Suspected fraud</td></tr><tr><td>103</td><td>Unable to process TeleCheck recurring transaction with this payment type (not associated with insufficient or uncollected funds)</td></tr><tr><td>104</td><td>Restricted card</td></tr><tr><td>105</td><td>Call acquirer's security department</td></tr><tr><td>106</td><td>Allowable PIN tries exceeded</td></tr><tr><td>107</td><td>Call for authorization</td></tr><tr><td>108</td><td>Refer to issuer's special conditions</td></tr><tr><td>109</td><td>Invalid merchant. The merchant is not in the merchant database or the merchant is not permitted to use this particular card</td></tr><tr><td>110</td><td>Invalid amount</td></tr><tr><td>111</td><td>Invalid Host Totals Date</td></tr><tr><td>112</td><td>DES Encryption not allowed from the device / terminal</td></tr><tr><td>113</td><td>Host Totals are Incomplete</td></tr><tr><td>114</td><td>Invalid account type</td></tr><tr><td>116</td><td>Not sufficient funds</td></tr><tr><td>117</td><td>Incorrect PIN or PIN length error</td></tr><tr><td>118</td><td>No card record</td></tr><tr><td>119</td><td>Transaction not permitted to cardholder</td></tr><tr><td>120</td><td>Transaction not permitted to terminal</td></tr><tr><td>121</td><td>Exceeds withdrawal amount limit</td></tr><tr><td>122</td><td>Security violation</td></tr><tr><td>123</td><td>Exceeds withdrawal frequency limit</td></tr><tr><td>124</td><td>Violation of law</td></tr><tr><td>129</td><td>Suspected counterfeit card</td></tr><tr><td>130</td><td>Invalid terminal</td></tr><tr><td>131</td><td>Invalid account number</td></tr><tr><td>132</td><td>Unmatched card expiry date</td></tr><tr><td>133</td><td>The TPP ID was not found</td></tr><tr><td>134</td><td>Not sufficient funds</td></tr><tr><td>150</td><td>Invalid merchant set up</td></tr><tr><td>151</td><td>Activation failed</td></tr><tr><td>152</td><td>Exceeds limit</td></tr><tr><td>153</td><td>Already redeemed</td></tr><tr><td>154</td><td>Over monthly limit</td></tr><tr><td>155</td><td>Recharge amount exceeded</td></tr><tr><td>156</td><td>Max number of recharges exceeded</td></tr><tr><td>157</td><td>Invalid entry</td></tr><tr><td>208</td><td>Lost Card / Lost Check</td></tr><tr><td>209</td><td>Stolen card</td></tr><tr><td>211</td><td>Invalid SKU number.</td></tr><tr><td>212</td><td>Missing conditional data.</td></tr><tr><td>213</td><td>Invalid account number for card type.</td></tr><tr><td>214</td><td>Invalid payment type/card type for merchant ID.</td></tr><tr><td>215</td><td>Invalid transaction for Merchant ID.</td></tr><tr><td>216</td><td>Invalid TransArmor request. Not supported for given Payment Type, or Merchant is not enabled for Transarmor</td></tr><tr><td>217</td><td>Missing or invalid secure payment data.</td></tr><tr><td>218</td><td>Merchant ID not enabled for Secure Code.</td></tr><tr><td>219</td><td>Invalid Merchant Category Code</td></tr><tr><td>220</td><td>Customer service phone number missing.</td></tr><tr><td>221</td><td>Merchant not enabled for soft descriptors, account updater or optimization processing.</td></tr><tr><td>222</td><td>Partial auth not allowed.</td></tr><tr><td>223</td><td>Customer under 18 years old.</td></tr><tr><td>224</td><td>Account blocked – possible compromise.</td></tr><tr><td>225</td><td>Bill-to address does not match ship-to.</td></tr><tr><td>226</td><td>Invalid preapproval number.</td></tr><tr><td>227</td><td>Invalid email address.</td></tr><tr><td>228</td><td>Need more ID – request full SSN.</td></tr><tr><td>229</td><td>Previously declined/closed account.</td></tr><tr><td>230</td><td>One time stop payment requested by cardholder.</td></tr><tr><td>231</td><td>Stop payment requested for all payments.</td></tr><tr><td>232</td><td>Stop all payments – account closed.</td></tr><tr><td>233</td><td>Auth response date not valid.</td></tr><tr><td>234</td><td>Issuance under minimum amount.</td></tr><tr><td>235</td><td>Outstanding auth – funds on hold.</td></tr><tr><td>236</td><td>Activation amount incorrect.</td></tr><tr><td>237</td><td>Deny – new card issued.</td></tr><tr><td>238</td><td>BIN blocked.</td></tr><tr><td>242</td><td>Customer opt-out.</td></tr><tr><td>243</td><td>Institution does not accept ACH payments.</td></tr><tr><td>244</td><td>Original transaction not approved.</td></tr><tr><td>245</td><td>Invalid MICR data.</td></tr><tr><td>246</td><td>Declined due to high risk.</td></tr><tr><td>247</td><td>Declined due to stand-in rules.</td></tr><tr><td>248</td><td>Conditional Approval – Hold shipping for 24 hours</td></tr><tr><td>250</td><td>Re-authorization request is declined. Original Auth could not be found.</td></tr><tr><td>251</td><td>Re-authorization request is declined. The customer account number, merchant id, or amount did not match the original authorization.</td></tr><tr><td>252</td><td>Re-authorization request is declined. The amount significantly exceeds the original request amount.</td></tr><tr><td>253</td><td>Re-authorization request is declined. The timeframes for re-authorization have been exceeded.</td></tr><tr><td>254</td><td>Counter Offer to Supply Personal Guaranty.</td></tr><tr><td>300</td><td>Invalid EAN or SCV.</td></tr><tr><td>301</td><td>Lock has expired on prepaid card.</td></tr><tr><td>302</td><td>Account closed. The account was closed, probably because the account balance was $0.00</td></tr><tr><td>303</td><td>Unknown account. The account could not be located or the account does not exist in the account table</td></tr><tr><td>304</td><td>Inactive account. The account has not been activated by an approved location</td></tr><tr><td>308</td><td>Already active. The card is already active and does not need to be reactivated</td></tr><tr><td>311</td><td>Not lost or stolen</td></tr><tr><td>315</td><td>Bad mag stripe. The mag stripe could not be parsed for account information</td></tr><tr><td>316</td><td>Incorrect location. There was a problem with the merchant location</td></tr><tr><td>317</td><td>Max balance exceeded. The transaction, if completed, would cause the account balance to be exceeded by the max_balance as specified in the promotion. Some merchants set the max_balance to a value twice the max transaction amount</td></tr><tr><td>318</td><td>Invalid amount. There was a problem with the amount field in the transaction format – more or less than min/max amounts specified in the promotion for that transaction</td></tr><tr><td>319</td><td>Invalid clerk. The clerk field was either missing, when required, or the content did not match the requirements</td></tr><tr><td>320</td><td>Invalid password</td></tr><tr><td>321</td><td>Invalid new password. The new password does not meet the minimum security criteria</td></tr><tr><td>322</td><td>Exceeded account reloads. The clerk/user/location was only permitted to reload some number of accounts. That number was exceeded. (See your Business Manager in order to extend this limit.)</td></tr><tr><td>323</td><td>Password retry exceeded. The user account has been frozen because the user attempted access and was denied. Seek management assistance</td></tr><tr><td>326</td><td>Incorrect transaction version or format number for POS transactions</td></tr><tr><td>327</td><td>Request not permitted by this account</td></tr><tr><td>328</td><td>Request not permitted by this merchant location</td></tr><tr><td>329</td><td>Bad_repay_date</td></tr><tr><td>330</td><td>Bad checksum. The checksum provided is incorrect</td></tr><tr><td>331</td><td>Balance not available (denial). Due to an internal Fiserv Prepaid Closed Loop issue, information from this account could not be retrieved</td></tr><tr><td>332</td><td>Account locked</td></tr><tr><td>333</td><td>No previous transaction. The void or reversal transaction could not be matched to a previous (original) transaction. In the case of a redemption, the corresponding locking transaction could not be identified</td></tr><tr><td>334</td><td>Already reversed</td></tr><tr><td>336</td><td>Bad Authorization ID. The Authorization ID test failed</td></tr><tr><td>337</td><td>Too many transactions requested</td></tr><tr><td>338</td><td>No transactions available/no more transactions available. There are no transactions for this account or there are no transactions as determined by the specified first transaction number</td></tr><tr><td>339</td><td>Transaction history not available</td></tr><tr><td>340</td><td>New password required</td></tr><tr><td>341</td><td>Invalid status change. The status change requested (e.g. lost/stolen, freeze active card) cannot be performed</td></tr><tr><td>342</td><td>Void of activation after account activity</td></tr><tr><td>343</td><td>No phone service. Attempted a calling card transaction on an account which is not configured for calling card activity</td></tr><tr><td>344</td><td>Internet access disabled</td></tr><tr><td>345</td><td>Invalid Date or Time</td></tr><tr><td>350</td><td>Additional customer authentication required or, Customer Authentication Required (Decline – Discover only)</td></tr><tr><td>351</td><td>Customer PIN authentication required</td></tr><tr><td>355</td><td>Invalid currency. The provided currency is invalid.</td></tr><tr><td>356</td><td>Currency Not Supported</td></tr><tr><td>357</td><td>Currency conversion error</td></tr><tr><td>359</td><td>The terminal transaction number did not match (on a void or reversal).</td></tr><tr><td>367</td><td>Target embossed card entered and Transaction count entered do not match</td></tr><tr><td>368</td><td>No account link</td></tr><tr><td>369</td><td>Invalid time zone</td></tr><tr><td>370</td><td>Account on hold or subscriber not active</td></tr><tr><td>372</td><td>Promo location restricted</td></tr><tr><td>373</td><td>Invalid Card Account</td></tr><tr><td>374</td><td>Product code(s) restricted</td></tr><tr><td>375</td><td>Bad Post Date. The Post Date is not a valid date.</td></tr><tr><td>376</td><td>Account status is void lock</td></tr><tr><td>377</td><td>Already active and reloadable</td></tr><tr><td>378</td><td>Account is Purged. The Account record was purged from the database.</td></tr><tr><td>380</td><td>Bulk activation error</td></tr><tr><td>381</td><td>Bulk activation un-attempted error</td></tr><tr><td>382</td><td>Bulk activation package amount error</td></tr><tr><td>383</td><td>Store location zero not allowed</td></tr><tr><td>384</td><td>Account row locked</td></tr><tr><td>385</td><td>Accepted but not yet processed</td></tr><tr><td>402</td><td>TransArmor Service Unavailable</td></tr><tr><td>403</td><td>TransArmor Invalid Token or Account Number</td></tr><tr><td>404</td><td>TransArmor Key Error</td></tr><tr><td>414</td><td>Void/Full Reversal request unable to process due to network cut-off window elapsed. A Refund transaction is necessary to reconcile the cardholder’s account. Applicable to Debit networks only.</td></tr><tr><td>430</td><td>Prepaid Card Amount Over EU AMLD (Anti-Money Laundering Directive) Limit</td></tr><tr><td>500</td><td>Decline</td></tr><tr><td>501</td><td>Date of Birth Error for Check Processing</td></tr><tr><td>502</td><td>Invalid State Code</td></tr><tr><td>503</td><td>New Account Information</td></tr><tr><td>504</td><td>Do not try again</td></tr><tr><td>505</td><td>Please retry</td></tr><tr><td>506</td><td>Invalid Checking Account Number</td></tr><tr><td>507</td><td>New Account Information available</td></tr><tr><td>508</td><td>Try again later – Declined: Association‘s payment cancellation advice code provided. Applies to recurring authorizations only. These are examples of what may have occurred: the account is over the credit limit try again in 72 hours.</td></tr><tr><td>509</td><td>Do not try again – Applies to recurring authorizations only. The card has expired</td></tr><tr><td>510</td><td>New Account Information – Applies to recurring authorizations only. The card has expired.</td></tr><tr><td>511</td><td>Try again later – Applies to recurring authorizations only. The card has expired. Get the new expiration date and try again.</td></tr><tr><td>512</td><td>Service not allowed or invalid surcharge amount</td></tr><tr><td>513</td><td>Decline. Transaction not permitted to acquirer or terminal.</td></tr><tr><td>514</td><td>Do not try again – Applies to recurring authorizations only. There was security violation.</td></tr><tr><td>515</td><td>Declined. No term record on Fiserv system</td></tr><tr><td>516</td><td>Please retry – Reasons for this error are one of the following: Format Error, Unable to route transaction, Switch or issuer unavailable, System Busy, Timeout</td></tr><tr><td>517</td><td>CVV2 Declined</td></tr><tr><td>518</td><td>Invalid account/date or sales date in future</td></tr><tr><td>519</td><td>Invalid Effective Date</td></tr><tr><td>520</td><td>Reversal Rejected. Do not try again.</td></tr><tr><td>521</td><td>Enter lesser amount</td></tr><tr><td>522</td><td>Cash Back greater than total Transaction amount</td></tr><tr><td>523</td><td>Crypto box is offline</td></tr><tr><td>524</td><td>Debit Switch unavailable Timeout Retry – Communications link to debit/EBT network gateway is down or responded with a “System Malfunction (96)” message.</td></tr><tr><td>525</td><td>Debit/EBT network gateway cannot get through to the ISSUER.</td></tr><tr><td>526</td><td>Undefined Card – Debit/EBT network gateway cannot route card based on Merchant Entitlement</td></tr><tr><td>527</td><td>Network Response indicates that Merchant ID / SE is invalid</td></tr><tr><td>528</td><td>Debit/EBT transaction count exceeds pre-determined limit in specified time/ Withdrawal limit exceeded.</td></tr><tr><td>529</td><td>Resubmission of transaction violates debit/EBT network frequency</td></tr><tr><td>530</td><td>The authorizing network has a problem decrypting the cryptogram in the request</td></tr><tr><td>531</td><td>Retry with 3DS data</td></tr><tr><td>532</td><td>The DUKPT Base Derivation key is missing or incorrect in the PIN pad, PIN key synchronization error, or Master session PIN key is missing.</td></tr><tr><td>533</td><td>Invalid encryption key offset sent by merchant</td></tr><tr><td>534</td><td>Invalid master session key id sent by merchant</td></tr><tr><td>539</td><td>No Checking Account</td></tr><tr><td>540</td><td>Edit Honor</td></tr><tr><td>541</td><td>No Savings Account</td></tr><tr><td>542</td><td>DUKPT: An error while processing the PIN block that is not related to the point-of-sale equipment. Contact the Help Desk for assistance.</td></tr><tr><td>550</td><td>Invalid Vehicle</td></tr><tr><td>551</td><td>Invalid Driver</td></tr><tr><td>552</td><td>Invalid Product</td></tr><tr><td>553</td><td>Exceeds transaction total limit per product class.</td></tr><tr><td>554</td><td>Over daily limit</td></tr><tr><td>555</td><td>Invalid Date/Time</td></tr><tr><td>556</td><td>Exceeds quantity</td></tr><tr><td>557</td><td>Invalid prompt entry</td></tr><tr><td>558</td><td>Invalid Track 2 data</td></tr><tr><td>559</td><td>Voyager ID problem</td></tr><tr><td>560</td><td>Invalid Odometer</td></tr><tr><td>561</td><td>Invalid Restriction Code</td></tr><tr><td>562</td><td>Pay at pump not allowed</td></tr><tr><td>563</td><td>Over fuel limit</td></tr><tr><td>564</td><td>Over cash limit</td></tr><tr><td>565</td><td>Fuel price error</td></tr><tr><td>566</td><td>Y or N required</td></tr><tr><td>567</td><td>Over repair limit</td></tr><tr><td>568</td><td>Over additive limit</td></tr><tr><td>569</td><td>Invalid user</td></tr><tr><td>570</td><td>Before 1400 and can't cut. Wait until 2:00 pm Eastern.</td></tr><tr><td>571</td><td>Cut time too close to 1400</td></tr><tr><td>572</td><td>Checker/Manager not found</td></tr><tr><td>573</td><td>Security insufficient</td></tr><tr><td>574</td><td>No transaction security record</td></tr><tr><td>575</td><td>Insufficient data</td></tr><tr><td>576</td><td>Merchant has mail pending</td></tr><tr><td>577</td><td>No messages pending</td></tr><tr><td>578</td><td>The Visa OCT / MasterCard MoneySend activity has exceeded preset transaction count or amount limit within a rolling 24-hour period for given merchant.</td></tr><tr><td>579</td><td>The Visa OCT / MasterCard MoneySend activity has exceeded preset transaction count or amount limit within a rolling 7-day period for given merchant.</td></tr><tr><td>580</td><td>The Visa OCT / MasterCard MoneySend activity has exceeded preset transaction count or amount limit within a rolling 30-day period for given merchant.</td></tr><tr><td>581</td><td>The Visa OCT / MasterCard MoneySend Funding activity has exceeded preset transaction count or amount limit within a rolling 24- hour period for this account number.</td></tr><tr><td>582</td><td>The Visa OCT / MasterCard MoneySend Funding activity has exceeded preset transaction count or amount limit within a rolling 7- day period for this account number.</td></tr><tr><td>583</td><td>The Visa OCT / MasterCard MoneySend Funding activity has exceeded preset transaction count or amount limit within a rolling 30- day period for this account number.</td></tr><tr><td>584</td><td>The Visa OCT / MasterCard MoneySend Payment activity has exceeded preset transaction count or amount limit within a rolling 24- hour period for this account number.</td></tr><tr><td>585</td><td>The Visa OCT / MasterCard MoneySend Payment activity has exceeded preset transaction count or amount limit within a rolling 7- day period for this account number.</td></tr><tr><td>586</td><td>The Visa OCT / MasterCard MoneySend Payment activity has exceeded preset transaction count or amount limit within a rolling 30- day period for this account number.</td></tr><tr><td>587</td><td>The single transaction amount limit was exceeded for a Visa OCT/ MasterCard MoneySend transaction for given merchant.</td></tr><tr><td>588</td><td>All Visa OCT / MasterCard MoneySend transactions are blocked for a rolling 24 hour period, or 7 day period (current and prior 6 days), or 30 day period (current and prior 29 days) for given merchant.</td></tr><tr><td>601</td><td>Invalid Batch Number/ Invalid Batch ID or Invalid OpenBatch</td></tr><tr><td>602</td><td>No Open Batch</td></tr><tr><td>603</td><td>Close Unavailable</td></tr><tr><td>604</td><td>Close Not Valid</td></tr><tr><td>701</td><td>Approved EMV Key Load</td></tr><tr><td>702</td><td>EMV Key Download Error</td></tr><tr><td>703</td><td>Approved EMV Key Load, more key load data pending</td></tr><tr><td>704</td><td>Pick Up Card</td></tr><tr><td>708</td><td>Honor With Authentication</td></tr><tr><td>721</td><td>Invalid ZIP Code</td></tr><tr><td>722</td><td>Invalid value in the field / Host Totals Declined</td></tr><tr><td>723</td><td>Driver's License or ID is Required</td></tr><tr><td>724</td><td>Referred – Not Active</td></tr><tr><td>726</td><td>Unable to Locate Record On File</td></tr><tr><td>727</td><td>Refer – Call Authorization</td></tr><tr><td>728</td><td>Referred – Skip Trace Info</td></tr><tr><td>729</td><td>Hard Negative Info On File</td></tr><tr><td>731</td><td>Rejected Lost/Stolen Checks</td></tr><tr><td>740</td><td>Totals Unavailable</td></tr><tr><td>767</td><td>Hard Capture; Pick Up</td></tr><tr><td>771</td><td>Amount Too Large</td></tr><tr><td>772</td><td>Duplicate Return</td></tr><tr><td>773</td><td>Unsuccessful</td></tr><tr><td>774</td><td>Duplicate Reversal</td></tr><tr><td>775</td><td>Subsystem Unavailable</td></tr><tr><td>776</td><td>Duplicate Completion</td></tr><tr><td>782</td><td>Count Exceeds Limit</td></tr><tr><td>785</td><td>No reason to decline– applicable to $0.00 verification requests and may be returned on Online Refund responses. Should be treated as an approval.</td></tr><tr><td>790</td><td>Not approved. Used only in Visa bill/recurring payment. Merchant must not resubmit same transaction but may continue billing process in subsequent billing period.</td></tr><tr><td>791</td><td>Not approved. Used only in Visa bill/recurring payment. Merchant must stop recurring payment requests.</td></tr><tr><td>792</td><td>See attendant.</td></tr><tr><td>800</td><td>Deferred authorization not cancelled 801 Over merchandise limit</td></tr><tr><td>802</td><td>Imprint card</td></tr><tr><td>803</td><td>Not on file</td></tr><tr><td>804</td><td>Fuel only</td></tr><tr><td>805</td><td>Velocity exceeded</td></tr><tr><td>806</td><td>Authorization ID needed</td></tr><tr><td>807</td><td>Over non-fuel limit</td></tr><tr><td>808</td><td>Invalid location</td></tr><tr><td>809</td><td>Over card velocity count</td></tr><tr><td>810</td><td>Over card velocity amount</td></tr><tr><td>811</td><td>Over issuer velocity count</td></tr><tr><td>812</td><td>Over issuer velocity amount</td></tr><tr><td>813</td><td>Over merchant daily velocity count</td></tr><tr><td>814</td><td>Over merchant daily velocity amount</td></tr><tr><td>815</td><td>Over merchant daily velocity both</td></tr><tr><td>816</td><td>Over merchant product velocity amount</td></tr><tr><td>817</td><td>Over merchant product velocity count</td></tr><tr><td>818</td><td>Over merchant product velocity both</td></tr><tr><td>819</td><td>Over chain daily velocity count</td></tr><tr><td>820</td><td>Over chain daily velocity amount</td></tr><tr><td>821</td><td>Over chain daily velocity both</td></tr><tr><td>822</td><td>Over chain product velocity count</td></tr><tr><td>823</td><td>Over chain product velocity both</td></tr><tr><td>824</td><td>Over chain product velocity amount</td></tr><tr><td>825</td><td>No chain ID for chain merchant</td></tr><tr><td>826</td><td>Signature required</td></tr><tr><td>827</td><td>Velocity exception error – pay inside</td></tr><tr><td>828</td><td>Exceeds merchant count for period – pay inside</td></tr><tr><td>829</td><td>Exceeds merchant amount for period – pay inside</td></tr><tr><td>830</td><td>Exceeds merchant count and amount for period – pay inside</td></tr><tr><td>831</td><td>Exceeds zip code count for period – pay inside</td></tr><tr><td>832</td><td>Exceeds zip code amount for period – pay inside</td></tr><tr><td>833</td><td>Exceeds zip code count and amount for period – pay inside</td></tr><tr><td>834</td><td>Exceeds state count for period – pay inside</td></tr><tr><td>835</td><td>Exceeds state amount for period – pay inside</td></tr><tr><td>836</td><td>Exceeds state count and amount for period – pay inside</td></tr><tr><td>837</td><td>Exceeds global count for period – pay inside</td></tr><tr><td>838</td><td>Exceeds global amount for period – pay inside</td></tr><tr><td>839</td><td>Exceeds global count and amount for period – pay inside</td></tr><tr><td>840</td><td>Unknown velocity error – pay inside</td></tr><tr><td>902</td><td><p>Invalid transaction. This merchant, card or terminal is not permitted to perform this transaction, or the transaction type is invalid, or Fiserv is unable to route a refund request to the network, or there is an issue with the xml message. </p><p></p><p>If a 902 is returned when submitting a completion for the second time, the first completion submitted has been successfully applied, even if the device did not receive a response in the first completion.</p></td></tr><tr><td>903</td><td>Invalid Reversal Transaction – transaction already settled</td></tr><tr><td>904</td><td>Format error.</td></tr><tr><td>905</td><td>Unsupported message. Transaction was rejected. Call your helpdesk or operations support.</td></tr><tr><td>906</td><td>System Error. There is a problem with the host processing system. Call your helpdesk or operations support.</td></tr><tr><td>907</td><td>Card issuer or switch inoperative or processor not available</td></tr><tr><td>908</td><td>Transaction destination not found for routing.</td></tr><tr><td>909</td><td>System malfunction or timeout</td></tr><tr><td>911</td><td>Card issuer timed out.</td></tr><tr><td>913</td><td>Duplicate transaction.</td></tr><tr><td>914</td><td>Void/Full Reversal request unable to process due to settlement already occurred. A Refund transaction may be necessary to reconcile the cardholder's account.</td></tr><tr><td>915</td><td>Timeout Reversal not supported. Resend the original transaction with the same Reference Number that timed out. Do not retry the timeout reversal</td></tr><tr><td>916</td><td>Void/Full Reversal request unable to process since the Original Authorization was not found.</td></tr><tr><td>920</td><td>Security H/W or S/W error – try again</td></tr><tr><td>921</td><td>Security H/W or S/W error – no action</td></tr><tr><td>923</td><td>Request in progress</td></tr><tr><td>924</td><td>Limit check failed</td></tr><tr><td>940</td><td>Error.</td></tr><tr><td>941</td><td>Invalid issuer.</td></tr><tr><td>942</td><td>Customer cancellation</td></tr><tr><td>944</td><td>Invalid response</td></tr><tr><td>950</td><td>Violation of business arrangement</td></tr><tr><td>954</td><td>CCV failed.</td></tr><tr><td>958</td><td>CCV2 failed</td></tr><tr><td>959</td><td>CAV failed</td></tr><tr><td>963</td><td>Acquirer channel unavailable</td></tr></tbody></table>

### Generating declines <a href="#generating-declines" id="generating-declines"></a>

When using the test cards below, transactions above $100.00 will receive a response with a specific decline code. The transaction amount sent in the transaction request message is used to determine which error response code will be received in your response.&#x20;

To request an error response code, the last three digits of the transaction amount should be the response code you wish to receive. For example, a transaction amount of $101.16 will return a response with the response code of 116.

<table><thead><tr><th>Card Brand</th><th>Number</th><th>CVV</th><th data-hidden></th></tr></thead><tbody><tr><td>Visa</td><td>4005571702222222</td><td>123</td><td></td></tr><tr><td>Pin Debit</td><td>4017779991113335 </td><td>123</td><td></td></tr><tr><td>MasterCard</td><td>5137221111116668</td><td>123</td><td></td></tr><tr><td>Discover</td><td>6011208701117775</td><td>123</td><td></td></tr><tr><td>American Express</td><td>371030089111338</td><td>1234</td><td></td></tr><tr><td>Diners Club</td><td>36185900011112</td><td>123</td><td></td></tr></tbody></table>

***

## Partial authorization <a href="#partial-authorization-test-data" id="partial-authorization-test-data"></a>

### Partial auth test cards <a href="#partial-authorization-test-data" id="partial-authorization-test-data"></a>

To test a partial authorization, use these cards and request values:

<table><thead><tr><th width="164">Card brand</th><th width="195">Card number</th><th width="104">EXP date</th><th width="67">CVV</th><th width="94">Request</th><th>Partial approval</th></tr></thead><tbody><tr><td><h3><img src="https://855896703-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4UWkWFnnmVPzvJTdMtC0%2Fuploads%2FO4kJrV4MfKflwIfXLRxL%2FDiscover%20icon.png?alt=media&#x26;token=d365e992-ba3c-43e8-85a0-fa2d8edd8601" alt=""></h3></td><td>6011 2087 0333 1119</td><td>12/28</td><td>-</td><td>$1169.10</td><td>$584.55</td></tr><tr><td><h3><img src="https://855896703-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4UWkWFnnmVPzvJTdMtC0%2Fuploads%2Fj1z8S1YlKHqzshxd5Hfh%2FVisa%20icon.png?alt=media&#x26;token=8b73b7e6-2092-4404-8152-fa18ee7db627" alt=""></h3></td><td>4005 5717 0222 2222</td><td>12/28</td><td> -</td><td>$612.64</td><td>$306.32</td></tr></tbody></table>

## Address Verification Services <a href="#address-verification-services" id="address-verification-services"></a>

To receive a FULL AVS AND CVV MATCH, please use the following address, zip code, card numbers and CVV:

**ADDRESS:** 1307 Broad Hollow Road\
**ZIP:** 11747

<table data-header-hidden data-full-width="false"><thead><tr><th width="134"></th><th width="146">Card brand</th><th width="211">Card Number</th><th>CVV</th></tr></thead><tbody><tr><td><img src="https://855896703-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4UWkWFnnmVPzvJTdMtC0%2Fuploads%2Fj1z8S1YlKHqzshxd5Hfh%2FVisa%20icon.png?alt=media&#x26;token=8b73b7e6-2092-4404-8152-fa18ee7db627" alt="" data-size="original"></td><td>Visa</td><td>4005 5200 0000 0939</td><td>123</td></tr><tr><td><img src="https://855896703-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4UWkWFnnmVPzvJTdMtC0%2Fuploads%2FQIfaT8I2F6D6GCygtCIc%2Fmaster%20card%20icon.png?alt=media&#x26;token=c5a36c2e-7d48-4ca4-b14c-e8c4ec7488ec" alt="" data-size="original"></td><td>MasterCard</td><td>5405 0011 1111 1116</td><td>123</td></tr><tr><td><img src="https://855896703-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4UWkWFnnmVPzvJTdMtC0%2Fuploads%2FO4kJrV4MfKflwIfXLRxL%2FDiscover%20icon.png?alt=media&#x26;token=d365e992-ba3c-43e8-85a0-fa2d8edd8601" alt="" data-size="original"></td><td>Discover</td><td>6011 2087 0111 1117</td><td>123</td></tr><tr><td><img src="https://855896703-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4UWkWFnnmVPzvJTdMtC0%2Fuploads%2FW0XrjpSRtLWVj62xWxep%2FAmex%20icon.png?alt=media&#x26;token=295614cc-3c1d-4216-9667-77553d13fbe2" alt="" data-size="original"></td><td>Amex</td><td>3759 8765 4111 116</td><td>1234</td></tr></tbody></table>