Global Payments Testing
Cards for testing, response code reference, and penny codes for Global Payments.
Test cards
You can use the cards below to receive a full CVV match during testing.
4012 0000 9876 5439
12/28
999
%B4012000098765439^TSYS PAYMENT^25121011796251900000?;4012000098765439=25121011796251900000?
4012 8818 8881 8888
12/28
999
%B4012881888818888^TSYS PAYMENT^25121011796251900000?;4012881888818888=25121011796251900000?
5146 3150 0000 0055
12/28
998
%B5146315000000055^TSYS PAYMENT^251210100000?;5146315000000055=251210100000?
5146 3122 0000 0035
12/28
998
%B5146312200000035^TSYS PAYMENT^251210100000?;5146312200000035=251210100000?
5146 3126 2000 0045
12/28
998
%B5146312620000045^TSYS PAYMENT^251210100000?;5146312620000045=251210100000?
3714 4963 5392 376
12/28
9997
%B371449635392376^TSYS PAYMENT^251210100000?;371449635392376=251210100000?
6011 0009 9302 6909
12/28
996
%B6011000993026909^TSYS PAYMENT^251210100000?;6011000993026909=251210100000?
Penny codes
When using previously specified test cards, you can test for all various types of responses using the following penny codes. Each penny code specifies the request value for a specific response.
You may use test cards in conjunction with penny codes to confirm that your application handles all different types of response codes correctly.
$0.00
85
Card Ok
$0.01
01
Call Issuer
$0.02
02
Call Issuer, Special Cond.
$0.03
28
File Temp. Unavailable
$0.04
91
Issuer Unavailable or Inoperative, No STIP
$0.05
04
Pick Up Card
$0.06
07
Pick Up Card, Special Cond.
$0.07
41
Pick Up Card, Lost
$0.08
43
Pick Up Card, Stolen
$0.09
06
General Error
$0.10
79
Already Reversed
$0.11
13
Invalid amount
$0.12
83
Can't Verify PIN
$0.13
86
Can't Verify PIN
$0.14
14
Invalid Account Number
$0.15
82
Incorrect CVV
$0.16
N3
Cashback Not Available
$0.17
06
General Error
$0.18
EC
CID Format Error
$0.19
80
No Financial Impact
$0.20
05
Decline
$0.21
51
Decline
$0.22
N4
Decline
$0.23
61
EXC APPR AMT LIM
$0.24
62
Decline
$0.25
65
EXC W/D FREQ LIM
$0.26
93
Decline
$0.27
81
Encryption Error
$0.28
06
General Error
$0.29
54
Expired Card
$0.30
92
Invalid Routing
$0.31
12
Invalid Trans
$0.32
78
No Account
$0.33
21
No action taken
$0.34
76
Unsolic Reversal
$0.35
77
No action taken
$0.36
52
No Check Account
$0.37
39
No Credit Acct
$0.38
53
No Save Acct
$0.39
15
No Such Issuer
$0.40
75
PIN Exceeded
$0.41
19
RE-ENTER
$0.42
63
SEC Violation
$0.43
57
Txn not permitted
$0.44
58
Serv Not Allowed
$0.45
96
System Error
$0.46
03
Term ID Error
$0.47
55
Wrong PIN
$0.48
N7
CVV Mismatch
$0.49
85
Card OK
$0.50*
00
APPROVAL
$0.54
94
Duplicate Transaction
$0.96
R0
Stop Recurring
$0.97
R1
Revoke Auth Order
$1.12
05
Decline
$1.13
05
Decline
$1.30
00
Approval
$1.31
00
Approval
$1.34
30
Msg Format Error
$10.00
00
Approval
$32.48
00
Approval
$32.88
25
No Card Number
$1.34
30
Msg Format Error
$32.85
11
Approval
$64.01
89
Ineligible GIV
$64.02
H6
Fail Get BDK
$64.03
H7
Fail Get KPEI
$64.04
H8
Encryption Error
$64.05
N9
System Error
$64.06
N6
N6 Error
$64.10
46
Closed Account
$64.11
59
Suspected Fraud
$64.12
6P
Verification Data Failed
AVS responses
Below you'll find a reference list to every possible Address Verification Service (AVS) response value.
Z
85284
Zip Match
U
99999
Ver Unavailable
G
99998
Ver Unavailable
B
999970001
Address Match
C
999970002
Serv Unavailable
D
999970003
Exact Match
I
999970004
Ver Unavailable
M
999970005
Exact Match
P
999970006
Zip Match
A
999970007
Address Match
Y
999970008
Exact Match
To receive a full AVS and CVV match, please use the following test card and address:
4012 0000 9876 5439
12/28
999
8320
85284
Partial authorization
Partial auth test cards
To test partial authorization, use these cards and request values:
6011 0009 9302 6909
01/28
999
$10.10
$10.00
5146 3126 2000 0045
01/28
998
$11.10
$5.55
Decline codes
Below you'll find a reference list to every possible decline code value.
00
APPROVAL
Approved and completed
01
CALL
Refer to issuer
02
CALL
Refer to issuer - Special condition
03
TERM ID ERROR
Invalid Merchant ID
04
HOLD-CALL
Pick up card (no fraud)
05
DECLINE
Do not honor
06
ERROR
General error
07
HOLD-CALL
Pick up card, special condition (fraud account)
08
APPROVAL
Honor MasterCard with ID
10
PARTIAL APPROVAL
Partial approval for the authorized amount returned in Group III version 022
11
APPROVAL
VIP approval
12
INVALID TRANS
Invalid transaction
13
AMOUNT ERROR
Invalid amount
14
CARD NO. ERROR
Invalid card number
15
NO SUCH ISSUER
No such issuer
19
RE ENTER
Re-enter transaction
21
NO ACTION TAKEN
Unable to back out transaction
25
NO CARD NUMBER
Unable to locate the account number
28
NO REPLY
File is temporarily unavailable
30
MSG FORMAT ERROR
Transaction was improperly formatted
39
NO CREDIT ACCT
No credit account
41
HOLD-CALL
Lost card, pick up (fraud account)
43
HOLD-CALL
Stolen card, pick up (fraud account)
46
CLOSED ACCOUNT
Closed account
51
DECLINE
Insufficient funds
52
NO CHECK ACCOUNT
No checking account
53
NO SAVE ACCOUNT
No savings account
54
EXPIRED CARD
Expired card
55
WRONG PIN
Incorrect PIN
57
SERV NOT ALLOWED
Transaction not permitted - Card
58
SERV NOT ALLOWED
Transaction not permitted - Terminal
59
SUSPECTED FRAUD
Suspected fraud
61
EXP APPR AMT LIM
Exceeds approval amount limit
62
DECLINE
Invalid service code, restricted
63
SEC VIOLATION
Security violation
65
EXC W/D FREQ LIM
Exceeds withdrawal frequency limit
6P
VERIF DATA FAILD
Verification data failed
75
PIN EXCEEDED
Allowable number of PIN-entry tries exceeded
76
UNSOLIC REVERSAL
Unable to locate, no match
77
NO ACTION TAKEN
Inconsistent, reversed or repeat data
78
NO ACCOUNT
Blocked, first used transaction from new cardholder, and card not properly unblocked
79
ALREADY REVERSED
Already reversed at switch
80
NO IMPACT
No Financial impact (used in reversal responses to decline originals)
81
ENCRYPTION ERROR
Cryptographic error
82
INCORRECT CVV
CVV data is not correct OR Offline PIN authentication interrupted
83
CAN'T VERIFY PIN
Cannot verify PIN
85
CARD OK
No reason to decline
86
CAN'T VERIFY PIN
Cannot verify PIN
91
NO REPLY
Issuer or switch unavailable
92
INVALID ROUTING
Destination not found
93
DECLINE
Violation, cannot complete
94
DUPLICATE TRANS
Unable to locate, no match
96
SYSTEM ERROR
System malfunction
A1
ACTIVATED
POS device authentication successful
A2
NOT ACTIVATED
POS device authentication not successful
A3
DEACTIVATED
POS device deactivation successful
B1
SRCHG NOT ALLOWED
Surcharge amount not permitted on debit cards or EBT food stamps
B2
SRCHRG NOT ALLOWED
Surcharge amount not supported by debit network issuer
CV
FAILURE CV
Card Type Verification Error
D3
SECUR CRYPT FAIL
Transaction failure due to missing or invalid 3D-Secure cryptogram
E1
ENCR NOT CONFIGD
Encryption is not configured
E2
TERM NOT AUTHENT
Terminal is not authenticated
E3
DECRYPT FAILURE
Data could not be decrypted
EA
ACCT LENGTH ERR
Verification error
EB
CHECK DIGIT ERR
Verification error
EC
CID FORMAT ERROR
Verification error
H1
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
H2
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
H3
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
H4
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
H5
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
H6
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
H7
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
H8
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
H9
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
HV
FAILURE HV
Hierarchy Verification Error
K0
TOKEN RESPONSE
Token request was processed
K1
TOKEN NOT CONFIG
Tokenization is not configured
K2
TERM NOT AUTHEN
Terminal is not authenticated
K3
TOKEN FAILURE
Data could not be de-tokenized
M0
DOM DBT NOT ALWD
Mastercard: Canada region-issued Domestic Debit Transaction not allowed
N3
CACHBACK NOT AVL
Cash back service not available
N4
DECLINE
Exceeds issuer withdrawal limit
N7
CVV2 MISMATCH
CVV2 Value supplied is invalid
P0
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
P1
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
P2
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
P3
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
P4
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
P5
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
P6
SERV NOT ALLOWED
Contact Merchant Services/ Technical Support
P7
MISSING SERIAL NUM
The terminal has not yet completed the boarding process. The Serial Number has not been set up.
Q1
CARD AUTH FAIL
Card authentication failed
R0
STOP RECURRING
Customer requested stop of specific recurring payment
R1
STOP RECURRING
Customer requested stop of all recurring payments from specific merchant
R3
STOP ALL RECUR
All recurring payments have been canceled for the card number in the request
S0
INACTIVE CARD
The PAN used in the transaction is inactive.
S1
MOD 10 FAIL
The Mod-10 check failed.
S5
DCLN NO PRE AUTH
Decline - no preauthorization found.
S9
MAX BALANCE
Maximum working balance exceeded
SA
SHUT DOWN
The Authorization Server is shut down.
SB
INVALID STATUS
Invalid card status - status is other than active
SC
UNKNOWN STORE
Unknown dealer/store code - special edit.
SD
TOO MANY RCHRGS
Maximum number of recharges is exceeded.
SE
ALREADY USED
Card was already used.
SF
NOT MANUAL
Manual transactions not allowed.
SH
TYPE UNKNOWN
Transaction type was unknown.
SJ
INVALID TENDER
An invalid tender type was submitted.
SK
CUSTOMER TYPE
An invalid customer type was submitted.
SL
PIN LOCKED
PIN was locked.
SM
MAX REDEMPTS
The maximum number of redemptions was exceeded.
SP
MAX PAN TRIES
The maximum number of PAN tries was exceeded.
SR
ALREADY ISSUED
The card was already issued.
SS
NOT ISSUED
The card was not issued.
T0
APPROVAL
First check is okay and has been converted.
T1
CANNOT CONVERT
The check is okay but cannot be converted. This is a declined transaction.
T2
INVALIDABA
Invalid ABA number, not an ACH participant.
T3
AMOUNT ERROR
Amount greater than the limit.
V1
FAILURE VM
Daily threshold exceeded.
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