# Global Payments Testing ## Test cards You can use the cards below to receive a **full CVV match** during testing.

Card number	EXP Date	CVV	Track Data
4012 0000 9876 5439	12/28	999	%B4012000098765439^TSYS PAYMENT^25121011796251900000?;4012000098765439=25121011796251900000?
4012 8818 8881 8888	12/28	999	%B4012881888818888^TSYS PAYMENT^25121011796251900000?;4012881888818888=25121011796251900000?
5146 3150 0000 0055	12/28	998	%B5146315000000055^TSYS PAYMENT^251210100000?;5146315000000055=251210100000?
5146 3122 0000 0035	12/28	998	%B5146312200000035^TSYS PAYMENT^251210100000?;5146312200000035=251210100000?
5146 3126 2000 0045	12/28	998	%B5146312620000045^TSYS PAYMENT^251210100000?;5146312620000045=251210100000?
3714 4963 5392 376	12/28	9997	%B371449635392376^TSYS PAYMENT^251210100000?;371449635392376=251210100000?
6011 0009 9302 6909	12/28	996	%B6011000993026909^TSYS PAYMENT^251210100000?;6011000993026909=251210100000?

*** ## Penny codes When using previously specified test cards, you can test for all various types of responses using the following penny codes. Each penny code specifies the request value for a specific response. {% hint style="info" %} You may use test cards in conjunction with penny codes to confirm that your application handles all different types of response codes correctly. {% endhint %} {% tabs %} {% tab title="Visa" %}

Request value	Response code	Response text
$0.00	85	Card Ok
$0.01	01	Call Issuer
$0.02	02	Call Issuer, Special Cond.
$0.03	28	File Temp. Unavailable
$0.04	91	Issuer Unavailable or Inoperative, No STIP
$0.05	04	Pick Up Card
$0.06	07	Pick Up Card, Special Cond.
$0.07	41	Pick Up Card, Lost
$0.08	43	Pick Up Card, Stolen
$0.09	06	General Error
$0.10	79	Already Reversed
$0.11	13	Invalid amount
$0.12	83	Can't Verify PIN
$0.13	86	Can't Verify PIN
$0.14	14	Invalid Account Number
$0.15	82	Incorrect CVV
$0.16	N3	Cashback Not Available
$0.17	06	General Error
$0.18	EC	CID Format Error
$0.19	80	No Financial Impact
$0.20	05	Decline
$0.21	51	Decline
$0.22	N4	Decline
$0.23	61	EXC APPR AMT LIM
$0.24	62	Decline
$0.25	65	EXC W/D FREQ LIM
$0.26	93	Decline
$0.27	81	Encryption Error
$0.28	06	General Error
$0.29	54	Expired Card
$0.30	92	Invalid Routing
$0.31	12	Invalid Trans
$0.32	78	No Account
$0.33	21	No action taken
$0.34	76	Unsolic Reversal
$0.35	77	No action taken
$0.36	52	No Check Account
$0.37	39	No Credit Acct
$0.38	53	No Save Acct
$0.39	15	No Such Issuer
$0.40	75	PIN Exceeded
$0.41	19	RE-ENTER
$0.42	63	SEC Violation
$0.43	57	Txn not permitted
$0.44	58	Serv Not Allowed
$0.45	96	System Error
$0.46	03	Term ID Error
$0.47	55	Wrong PIN
$0.48	N7	CVV Mismatch
$0.49	85	Card OK
$0.50*	00	APPROVAL
$0.54	94	Duplicate Transaction
$0.96	R0	Stop Recurring
$0.97	R1	Revoke Auth Order
$1.12	05	Decline
$1.13	05	Decline
$1.30	00	Approval
$1.31	00	Approval
$1.34	30	Msg Format Error
$10.00	00	Approval
$32.48	00	Approval
$32.88	25	No Card Number
$1.34	30	Msg Format Error
$32.85	11	Approval
$64.01	89	Ineligible GIV
$64.02	H6	Fail Get BDK
$64.03	H7	Fail Get KPEI
$64.04	H8	Encryption Error
$64.05	N9	System Error
$64.06	N6	N6 Error
$64.10	46	Closed Account
$64.11	59	Suspected Fraud
$64.12	6P	Verification Data Failed

{% endtab %} {% tab title="Mastercard" %}

Request value	Response code	Response text
$0.01	01	Call Issuer
$0.05	04	Capture Card
$0.07	41	Lost Card
$0.08	43	Stolen Card
$0.14	14	Invalid Account
$0.29	54	Expired Card
$0.30	92	Invalid Routing
$0.31	12	Invalid Transaction
$0.39	15	No Such Issuer
$32.85	08	Honor With ID

{% endtab %} {% tab title="American Express" %}

Request value	Response code	Response text
$0.05	04	Pick Up Card
$0.11	13	Invalid amount
$0.14	14	Invalid Account Number
$0.18	EC	CID Format Error
$0.19	80	No Financial Impact
$0.20	05	Decline
$0.29	54	Expired Card
$0.44	58	Serv Not Allowed
$1.00	00	Approved and completed
$1.01	00	Approved and completed
$1.02	11	VIP approval
$1.03	08	Honor MasterCard with ID
$1.04	03	Invalid Merchant ID
$1.05	01	Refer to issuer
$1.06	01	Refer to issuer
$1.07	05	Do not honor
$1.08	05	Do not honor
$1.09	03	Invalid Merchant ID
$1.10	06	General error
$1.11	75	Allowable number of PIN-entry tries exceeded
$1.12	55	Incorrect PIN
$1.13	57	Transaction not permitted - Card
$1.14	96	System malfunction
$1.15	91	Issuer or switch unavailable
$12.00	00	Approved and completed
$15.00	10	Partial approval for the authorized amount returned in Group III version 022

{% endtab %} {% tab title="Discover" %}

Request value	Response code	Response text
$10.01	06	General error
$10.02	06	General error
$10.03	03	Invalid Merchant ID
$10.04	04	Pick up card (no fraud)
$10.05	05	Do not honor
$10.07	07	Pick up card, special condition (fraud account)
$10.08	06	General error
$10.10	10	Partial approval for the authorized amount returned in Group III version 022
$10.11	00	Approved and completed
$10.12	12	Invalid transaction
$10.13	13	Invalid amount
$10.14	14	Invalid card number
$10.15	06	General error
$10.19	19	Re-enter transaction
$10.30	30	Transaction was improperly formatted
$10.31	15	No such issuer
$10.33	06	General error
$10.34	06	General error
$10.35	06	General error
$10.36	06	General error
$10.37	06	General error
$10.38	75	Allowable number of PIN-entry tries exceeded
$10.39	39	No credit account
$10.40	12	Invalid transaction
$10.41	41	Lost card, pick up (fraud account)
$10.43	43	Stolen card, pick up (fraud account)
$10.51	05	Do not honor
$10.53	53	No savings account
$10.54	54	Expired card
$10.55	55	Incorrect PIN
$10.56	14	Invalid card number
$10.57	57	Transaction not permitted - Card
$10.58	58	Transaction not permitted - Terminal
$10.59	05	Do not honor
$10.60	01	Refer to issuer
$10.61	61	Exceeds approval amount limit
$10.62	62	Invalid service code, restricted
$10.63	63	Security violation
$10.66	77	Inconsistent, reversed or repeat data
$10.65	65	Exceeds withdrawal frequency limit
$10.66	01	Refer to issuer
$10.67	04	Pick up card (no fraud)
$10.68	06	General error
$10.67	04	Pick up card (no fraud)
$10.68	06	General error
$10.75	75	Allowable number of PIN-entry tries exceeded
$10.76	14	Invalid card number
$10.77	14	Invalid card number
$10.78	14	Invalid card number
$10.79	85	No reason to decline
$10.87	91	Issuer or switch unavailable
$10.91	91	Issuer or switch unavailable
$10.92	92	Destination not found
$10.93	93	Violation, cannot complete
$10.94	94	Unable to locate, no match
$10.96	96	System malfunction
$10.97	D3	Transaction failure due to missing or invalid 3D-Secure cryptogram

{% endtab %} {% endtabs %} *** ## AVS responses Below you'll find a reference list to every possible Address Verification Service (AVS) response value.

Response Code	Customer zip	Response text
Z	85284	Zip Match
U	99999	Ver Unavailable
G	99998	Ver Unavailable
B	999970001	Address Match
C	999970002	Serv Unavailable
D	999970003	Exact Match
I	999970004	Ver Unavailable
M	999970005	Exact Match
P	999970006	Zip Match
A	999970007	Address Match
Y	999970008	Exact Match

To receive a **full AVS and CVV match**, please use the following test card and address:

Card brand	Card number	EXP Date	CVV	Address	Zip code
	4012 0000 9876 5439	12/28	999	8320	85284	Visa icon.png

*** ## Partial authorization ### Partial auth test cards To test partial authorization, use these cards and request values:

Card brand	Card number	EXP date	CVV	Request	Partial approval
	6011 0009 9302 6909	01/28	999	$10.10	$10.00
	5146 3126 2000 0045	01/28	998	$11.10	$5.55

*** ## Decline codes Below you'll find a reference list to every possible decline code value.

Response code	Authorization response	Response definition
00	APPROVAL	Approved and completed
01	CALL	Refer to issuer
02	CALL	Refer to issuer - Special condition
03	TERM ID ERROR	Invalid Merchant ID
04	HOLD-CALL	Pick up card (no fraud)
05	DECLINE	Do not honor
06	ERROR	General error
07	HOLD-CALL	Pick up card, special condition (fraud account)
08	APPROVAL	Honor MasterCard with ID
10	PARTIAL APPROVAL	Partial approval for the authorized amount returned in Group III version 022
11	APPROVAL	VIP approval
12	INVALID TRANS	Invalid transaction
13	AMOUNT ERROR	Invalid amount
14	CARD NO. ERROR	Invalid card number
15	NO SUCH ISSUER	No such issuer
19	RE ENTER	Re-enter transaction
21	NO ACTION TAKEN	Unable to back out transaction
25	NO CARD NUMBER	Unable to locate the account number
28	NO REPLY	File is temporarily unavailable
30	MSG FORMAT ERROR	Transaction was improperly formatted
39	NO CREDIT ACCT	No credit account
41	HOLD-CALL	Lost card, pick up (fraud account)
43	HOLD-CALL	Stolen card, pick up (fraud account)
46	CLOSED ACCOUNT	Closed account
51	DECLINE	Insufficient funds
52	NO CHECK ACCOUNT	No checking account
53	NO SAVE ACCOUNT	No savings account
54	EXPIRED CARD	Expired card
55	WRONG PIN	Incorrect PIN
57	SERV NOT ALLOWED	Transaction not permitted - Card
58	SERV NOT ALLOWED	Transaction not permitted - Terminal
59	SUSPECTED FRAUD	Suspected fraud
61	EXP APPR AMT LIM	Exceeds approval amount limit
62	DECLINE	Invalid service code, restricted
63	SEC VIOLATION	Security violation
65	EXC W/D FREQ LIM	Exceeds withdrawal frequency limit
6P	VERIF DATA FAILD	Verification data failed
75	PIN EXCEEDED	Allowable number of PIN-entry tries exceeded
76	UNSOLIC REVERSAL	Unable to locate, no match
77	NO ACTION TAKEN	Inconsistent, reversed or repeat data
78	NO ACCOUNT	Blocked, first used transaction from new cardholder, and card not properly unblocked
79	ALREADY REVERSED	Already reversed at switch
80	NO IMPACT	No Financial impact (used in reversal responses to decline originals)
81	ENCRYPTION ERROR	Cryptographic error
82	INCORRECT CVV	CVV data is not correct OR Offline PIN authentication interrupted
83	CAN'T VERIFY PIN	Cannot verify PIN
85	CARD OK	No reason to decline
86	CAN'T VERIFY PIN	Cannot verify PIN
91	NO REPLY	Issuer or switch unavailable
92	INVALID ROUTING	Destination not found
93	DECLINE	Violation, cannot complete
94	DUPLICATE TRANS	Unable to locate, no match
96	SYSTEM ERROR	System malfunction
A1	ACTIVATED	POS device authentication successful
A2	NOT ACTIVATED	POS device authentication not successful
A3	DEACTIVATED	POS device deactivation successful
B1	SRCHG NOT ALLOWED	Surcharge amount not permitted on debit cards or EBT food stamps
B2	SRCHRG NOT ALLOWED	Surcharge amount not supported by debit network issuer
CV	FAILURE CV	Card Type Verification Error
D3	SECUR CRYPT FAIL	Transaction failure due to missing or invalid 3D-Secure cryptogram
E1	ENCR NOT CONFIGD	Encryption is not configured
E2	TERM NOT AUTHENT	Terminal is not authenticated
E3	DECRYPT FAILURE	Data could not be decrypted
EA	ACCT LENGTH ERR	Verification error
EB	CHECK DIGIT ERR	Verification error
EC	CID FORMAT ERROR	Verification error
H1	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
H2	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
H3	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
H4	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
H5	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
H6	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
H7	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
H8	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
H9	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
HV	FAILURE HV	Hierarchy Verification Error
K0	TOKEN RESPONSE	Token request was processed
K1	TOKEN NOT CONFIG	Tokenization is not configured
K2	TERM NOT AUTHEN	Terminal is not authenticated
K3	TOKEN FAILURE	Data could not be de-tokenized
M0	DOM DBT NOT ALWD	Mastercard: Canada region-issued Domestic Debit Transaction not allowed
N3	CACHBACK NOT AVL	Cash back service not available
N4	DECLINE	Exceeds issuer withdrawal limit
N7	CVV2 MISMATCH	CVV2 Value supplied is invalid
P0	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
P1	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
P2	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
P3	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
P4	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
P5	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
P6	SERV NOT ALLOWED	Contact Merchant Services/ Technical Support
P7	MISSING SERIAL NUM	The terminal has not yet completed the boarding process. The Serial Number has not been set up.
Q1	CARD AUTH FAIL	Card authentication failed
R0	STOP RECURRING	Customer requested stop of specific recurring payment
R1	STOP RECURRING	Customer requested stop of all recurring payments from specific merchant
R3	STOP ALL RECUR	All recurring payments have been canceled for the card number in the request
S0	INACTIVE CARD	The PAN used in the transaction is inactive.
S1	MOD 10 FAIL	The Mod-10 check failed.
S5	DCLN NO PRE AUTH	Decline - no preauthorization found.
S9	MAX BALANCE	Maximum working balance exceeded
SA	SHUT DOWN	The Authorization Server is shut down.
SB	INVALID STATUS	Invalid card status - status is other than active
SC	UNKNOWN STORE	Unknown dealer/store code - special edit.
SD	TOO MANY RCHRGS	Maximum number of recharges is exceeded.
SE	ALREADY USED	Card was already used.
SF	NOT MANUAL	Manual transactions not allowed.
SH	TYPE UNKNOWN	Transaction type was unknown.
SJ	INVALID TENDER	An invalid tender type was submitted.
SK	CUSTOMER TYPE	An invalid customer type was submitted.
SL	PIN LOCKED	PIN was locked.
SM	MAX REDEMPTS	The maximum number of redemptions was exceeded.
SP	MAX PAN TRIES	The maximum number of PAN tries was exceeded.
SR	ALREADY ISSUED	The card was already issued.
SS	NOT ISSUED	The card was not issued.
T0	APPROVAL	First check is okay and has been converted.
T1	CANNOT CONVERT	The check is okay but cannot be converted. This is a declined transaction.
T2	INVALIDABA	Invalid ABA number, not an ACH participant.
T3	AMOUNT ERROR	Amount greater than the limit.
V1	FAILURE VM	Daily threshold exceeded.

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